Well, if you think about it for about, oh, 3 seconds, you'd realize that *any* business that does online transactions is at risk. Money via web services is like blood in the water. The vast majority of your LBS's are online, and most of them use the same company for their backend and transaction services that all integrate into one big, fat target.
Hint: look at these catalogs from shops all over the US...
http://thewheelcyclery.com/itemlist.cfm?category=... http://mikesbikes.com/product-list/bicycles-road-... http://bicyclesnyc.com/itemlist.cfm?category=39
Look familiar? :)
Since you're here at a website with very specific content (cyclocross) chances are you've bought some things from places like, say, http://www.cyclocrossworld.com/ that your LBS didn't have. Would you still be sitting in that big 'ol cloud of smug if it had been them instead of Bike Nashbar? Probably not.
But that's just me, thinking too much, huh?